Love Your Dog? Go For Dog Insurance!

Dog Insurance is a popular concept in European nations and the USA. However, in India, it is still not as popular as health insurance, life insurance, loans & credit cards. If you are a responsible and loving dog parent then you must get your furry friend insured.

What is Dog Insurance Policy Or Dog Health Insurance?

Dog insurance is an insurance policy bought by the Dog owner which helps to lessen the high expenditure incurred for the treatment of the dog in an event of an injury or sickness.

This scheme is similar to health insurance policies for humans.

Dog insurance will cover, either entirely or in part, the often expensive veterinary procedures. Some Pet Insurance also covers the death of the dog due to accidents and diseases.

Why You Should Get Your Dog Insured?

Dogs now live longer, thanks to advances in medical treatment and veterinary medicines. At the same time, Veterinary care costs are also rising.

When your dog gets sick or hurt, vet bills can add up quickly and the last thing you want to worry about is how much veterinary care will cost.

The best dog insurance helps save you from that unforeseen financial burden and makes sure you can focus on getting the best care possible for your furry friend.

What Does Dog Insurance Cover?

Dog Insurance Policy covers the following:

• Death due to accidents or disease
• Diseases contracted during the period of insurance
• Veterinary Treatment Expenses
• An accident during transportation (via rail, air or road)
• Loss/ theft of the Dog
• Incapacitation
• Lost or stolen dogs(including burglary or Housebreaking)
• Accidental poisoning
• Third-Party liability

What is Not Covered in Dog Insurance?

Some of the major exclusions under the Dog insurance scheme are as follows:

• Willful or malicious injury to the Dog
• Injury or illness arising because of the owner’s fault
• Death due to rabies, distemper, Viral Hepatitis, Viral Enteritis, Leptospirosis, etc. (These can be covered if the dog is well vaccinated before the commencement of the policy. The owner will need to submit proper vaccination details)
• Any illness that has been contracted prior to taking the policy.

Documents Required To Effect Dog Insurance Policy

• Duly Filled Proposal Form
• Veterinary Health Certificate from a qualified Veterinarian.
• Kennel Club certificate/ Photograph/tattooing.

Which All Dogs Can Be Insured?

• Dogs in the age group of 8 weeks to 8 years are insured.
• Dogs of Domestic origin, cross-bred and exotic breeds are covered under the scheme.

How Much Dog Insurance Costs?

The basic premium rate starts at 5 % of the sum insured. You can get your dog insured for an amount between Rs. 2,000 and Rs. 20,000 depending on the breed and the insurance company.

List of Companies Offering Dog Insurance in India

Below are some of the Insurance companies which provide the best dog insurance schemes in India.

New India Insurance

The company offers dog insurance policy for dogs between the age of 8 weeks to 8 years. The basic rate of premium charged is 5% of the sum insured. The dog will then be covered against diseases contracted during the period of insurance and death due to accidents. Check out the details here

United India Insurance

This company offers a dog insurance scheme for all dog breeds between the age of 8 weeks to 8 years. The policy covers the dog against permanent total disability and death due to accidents. Check out the details here

Oriental Insurance

This leading Indian insurance company offers insurance coverage for all dog breeds. It offers a dog insurance scheme for dogs between the ages of 8 weeks to 8 years. The premium ranges between Rs. 200 – Rs. 10,000. Check out the details here

Having a Dog as a Family Member is a Priceless Experience. As a Responsible Dog parent, we often spend a lot of time and money to care for him and keep him healthy.

All dogs can get injured or sick. Then there are diseases like Diabetes, Thyroid, cancer, etc which will require extra care and medication for your furry friend.

Adult dogs will require more health care and veterinary visits to stay healthy.

If you get the right dog insurance policy, it can be an asset to the health care for your dog and have a significant impact on the veterinary bill that results from a visit to the vet in an emergency situation.

Your Furry Friend deserves the best health care!